When Norm and I went over to Cruft's 20 years ago we saw and collected all the info about health insurance over there. We were impressed. We came home to the USA and started looking into it and were told we were NUTS...... and NO ONE would EVER do this here! Boy, do we wish we had perseviered!
I haven't carried it (until now) and really do wish i had now looking back over the years.
After the pre=breeding visit with the vet last week, she convenced me. They also accept many different types of Insurance. As a breeder she told me she preferred the AKC's Insurance program and that is what i signed these 3 dingbats up for last week. Originally I was hacking at the price......... but after today's vet bill, once reimbursed, I will already have paid for all 3 of them for half of the year!
So, I guess it is a good thing to have. Sure would have saved me a whole bunch of $$ over the years.
|I carry some form of insurance on all of mine... 4 different companies. For us, insurance has been a good choice.|
We have the AKC plan on two and it's paid well. I wish it covered congenital/inherited conditions. Just so you don't have any surprises, I don't think breeding, pregnancy, whelping is covered- http://www.akcphp.com/BHIACMS/other_pag ... tions.html
IV. EXCLUSIONS (WHAT IS NOT COVERED):
7. Veterinarian fees to treat any illness or injury related to breeding your pet, your pet being pregnant, and
any treatment in connection with pregnancy or giving birth.
|oh i figured that. but for just today's visits.... the removal of the cysts and other problems, it's paid for Dee's for the year!|
|Both of mine are insured .|
With Marley having heart trouble i'm so glad i have insurance .The tablets are expensive and so are the yearly check ups .
|Never have and never will insure my dogs - never have and never will buy them expensive dog food either - my collie lived until 14, my lovely lab is 15, and Ollie & Jack, well they're just babies. |
However, if I was a breeder, I would be mad not to insure my dogs - different circumstances.
|Darby maxed out on the allergy coverage- the AKC plan paid $3,000. We still carry it on her for other things that can happen. I see it as spreading out the cost of medical care over the years rather than having to come up with it all at once... not to mention if health problems or accidents happen multiple times. Best to get it as a pup so you don't have any pre-existing conditions excluded and get a plan that covers congenital/hereditary conditions. I'll always carry a policy like this on a puppy up until 2 years anyway in case CHD happens. Insurance will always be a waste of money if you never need to use it.|
|We've thought and talked about ...but been to lazy to actually call.|
|We have the Pet Partners with AKC. They have paid us very well last year. Have it on both dogs. Last year they probably paid us back over ten grand between the two. yes, we had a rough year...|
I think knowing I ahve the unsurance also allows me to take them in to ER easily when I'm unsure to do so. Like a high nfever, etc. So far I've never gone and there not be a health problem and the insurance gives me back about 80%, plus reimburses for the meds, etc. I wouldn't be without it.
|Didn't find exactly what you're looking for? Search again here:
Identifying Ticks info