Looking for an Opinion on Health Ins. for Plato

I adopted Plato from UT. He will be arriving on August 1st. The current owner has purchased a health insurance with a cancer rider and wants to know if I would like to keep it. I don't know.
What do you think?
Respond to this topic here on forum.oes.org  
Well, for me it would depend on the premiums, the coverage, his age and his lineage - do you know anything about his genetic health history?
You also need to look at the coverage to find out what's covered/what isn't.
There is only one company that I've come across that will actually cover
hip dysplasia... others specifically exclude it and all hereditary conditions.

Insurance is always a game of chance... you feel you've wasted money if
you never use it and kick yourself for not getting it if you have a lot of
accidents/illnesses or one major illness that's very expensive to treat.
I did a search for insurance on the forum and most everyone said it would be better to put the premiums (around $35/mo) into the bank.
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