IPS scam

I just thought I would share my newest peeve with everyone. I had a charge on my bank account that I was 99% sure I didn't make, and after talking to hubby and verifying that he didn't use his debit/credit card in iraq, just his credit card, lol, I knew he didn't make as well. So I called my bank. The only information they could give me was a phone number that appeared with the charge. It was 866-500-6113. So I called it.....it was a full voicemail. So I did a reverse lookup, and got nothing. So I just did a search on the phone number....imagine my surprise when I found a forum of people that had unauthorized charges from the same people. This company, called IPS, will get ahold of your credit or debit card number and charge you less than ten dollars, usually $9.80. They do this to thousands of people. If you dispute, sometimes they give back the money, sometimes they claim you bought advertising, and sometimes they use it to get more information about you. They also like to call people on the phone so they can claim they sold you something, same on the internet. Most banks won't investigate anything less than twenty dollars. Just think, thousands of people, less than ten dollars, but it adds up quickly. Then they move the money and hide the trail. The best course of action is to cancel the card they charged. So now I do not have a debit card. For a little while anyways, I didn't feel like paying for next day shipping on a new one...I think I can remember how to write a check if I need cash :lol: I never write checks anymore. I don't know where they got my info from....might have phished it from an online store checkout or something, might have just pulled it out of their a@#, but anyways, be on the lookout for a charge from IPS, 866-500-6113 ( I had to call the bank to get this, but it appears on some statements without calling). Or a charge from usmart.com, I think that was another name for the company. Maybe no one else will get hit......
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Thanks for the tip, I'll be watching............
I'm sorry you are going through this.
I love my bank........they got my money back, yay!!!! I guess they decided to call the company on their own, because I never called the dispute department. I figured it would be a waste of time, as that kind of stuff usually takes forever! Now I just need my new debit card, I hate writing checks, lol.
Wow, I'm sorry it happened to you but I'm glad your bank got your money back! That's great! Oh, and thanks for the info about IPS!
It still happening. My credit card statement shows the $9.80 for this month listing. We need to get this stop. Please all dispute so maybe the banks will catch on to this fraud. My was a business credit card!
I have seen similiar things. Like with publishers clearing house. When you go through some of the offers, there is fine print at the very botton. It is to charge a fee to your phone bill. My kids have added these things, 10 here 10 there. Lucky I have had them removed. Now I have my teenagers locked in the basement and it doesn't happen anymore.............
(thats a joke i only think about locking them in the basement. lol :twisted: :banana:
I am going through the exact problem, the amount is $11.99. The problem is that they have been charging my account monthly for 6 months. I always pay my credit card bill off every month, the amount (unless it's the holidays) is never very much and I must admit that this past year I have been "otherwise occupied" and haven't been paying attention.

Last month I noticed there was a charge for $11.99 from a company called "Living Well", I called and was told I was enrolled in some healthy living probgram that gave buying discounts. When I told them I would never have signed up for such a thing they insisted that I did, stating they had my email address so I must have given it to them.

I was able to cancel the membership and my bank went back three months and disputed the charges (which were reimbursed) but because of my carelessness I am out the first three months.

Further investigation showed the charge originated at Christmas time (high scam time) as a result of a holiday purchase I made at "The Popcorn Factory". I vaguely remember when I ordered some holiday gifts being offered a rebate but when I investigated they want too much information so I backed out of it. Apparently they had enough information to scam me.

I have always done alot of "online" business with The Popcorn Factory, my kids like the treat baskets but NO MORE!!!!
OMG... from the Popcorn factory?? We have done business with them lots of times... WOW. I need to be more careful...
Yeah, so, I looked up what IPS was and found your forum. They charged me about $25, and I knew I didn't spend that anywhere. Can someone tell me what I need to do about this?
Contact your bank ASAP. Dispute the charge. Every bank is different, so some people may
not be able to recover the charge, some will. We just went through this with my son. Luckily
we have a great bank and we got the charges back within 3 days.
It's probably an out of country charge, so it depends on the amount and your bank.

Shellie
yes I got the same charge taken out of my checking account and i called the bank and they said it was some ips services company and they took 40 dollars out of my account and thank god i didnt have the money in there and so the payment was rejected. I now have a stop payment on any transaction this company will make from my account. what a ripp off. I wish people would quit trying to scam me. I am already poor and cant afford to be scammed.
I just want to add any info I can. I received numerous phone calls from an odd number in a short span of time. I never picked up and finally I decided to call it back to get to the bottom of it. A woman picked up stating she was with a company called IPS and there were "allegations" against me. Everything she said was incredibly vague and did not specify anything. she tried repeatedly to get my social security number. After refusing, she asked if she would read the last 4 digits if I would verify it was correct. After refusing she said she would process the "allegations" and promply hung up on me. If anyone gets a similar phone call, DO NOT give them any info or verify anything. They are simply fishing for any personal information they can get out of you. I have not had any charges to my accounts yet, but I have the feeling I may soon enough.
These IPS. Buttholes charges my card 6.03... wtf...
Now I'm 2.77 in the hole. I really cannot afford to let it accumulate so I'm gonna have to scrape up change to pay it. I have been enjoying having a debit card these last 3 months (prepaid) it made me feel less poor... It has a picture of me and my son on it. I'm going to try to dispute the charge I know it's not much but I don't have Jack and when you were gonna use the last few bucks on your account to take your kid to his fav fast restaurant and someone steals that money plus some that you don't even have it's a real bummer I'm so heart broken the world just keeps getting meaner to me. :(
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